Easy add-on, recurring revenue
Modern coverage for Florida professionals and small offices.
Low-hazard, fast to quote, and easy to get right — professional and cyber lines are the coverages every modern business needs and most agencies treat as an afterthought. We make them simple: the protection that fits your work, sized to your real exposure, bound quickly.
Who we cover
Trades & operations we write
- Consultants & agencies
- Accountants & bookkeepers
- Real estate professionals
- Tech & SaaS firms
- Architects, engineers & design-build
- Medical & wellness offices
- Salons & spas
- Retail & e-commerce
- Other professional services
What you’ll likely need
The coverages that matter for professional & cyber
We tailor the program to your operation — these are the policies most professional & cyber accounts carry.
Florida requirements
What Florida actually requires
The specifics generalists miss — and we don’t.
- E&O is often contractually required for design-build and professional-services work.
- Cyber matters for anyone with POS, online bookings, or customer data.
- A BOP usually bundles GL + property efficiently for an office.
- EPLI scales with headcount — worth adding as you hire.
Questions, answered plainly
Professional & Cyber insurance FAQs
I’m a one-person consultancy. Do I really need E&O?
If a client could claim your advice cost them money, yes — and many contracts now require it before they’ll sign. The good news: it’s one of the fastest, most affordable policies to put in place.
My business is small. Is cyber insurance overkill?
Small businesses are targeted precisely because defenses are thinner. If you take cards or store customer data, a single breach can dwarf the premium. We right-size the limit to your actual data, not a sales number.
How quickly can I get covered?
For many professional and cyber risks, same day. These lines quote fast through appetites like Coterie and Hiscox — you talk to a real person and walk away covered.
Ready to cover your professional & cyber business?
Tell us about your operation — a real advisor will shop A-rated carriers and get you options, usually the same day.