If you take card payments, book customers online, or store any personal data, you hold risk a general policy won’t touch. Cyber covers the breach response, the ransom decision, the regulatory fines, and the income you lose while systems are down.
What it covers
- Breach response — forensics, notification, credit monitoring
- Ransomware and cyber-extortion
- Business interruption from a cyber event
- Regulatory fines and third-party liability
Who needs it
Any business with POS systems, online bookings, or customer data — restaurants, retail, and professional offices included.
Florida note
A low-cost, high-relevance add-on for nearly every Florida small business. We right-size limits to your actual data exposure instead of selling you a number.