Despite the name, Inland Marine has nothing to do with boats — it covers the high-value gear that moves. Tools in the truck, equipment on the job site, a contractor’s rented lift: things a building policy won’t follow off the premises.
What it covers
- Contractor’s tools and equipment, owned or rented
- Property in transit between sites
- Installation floater for materials before they’re installed
- Leased/borrowed equipment you’re responsible for
Who needs it
Contractors and anyone who moves high-value equipment between locations.
Florida note
Essential for Florida trades — theft from trucks and job sites is a real, frequent loss. We schedule equipment properly so a claim doesn’t get denied for being undervalued.