Errors & Omissions answers the claim that your advice, design, or service was negligent — even when you did nothing wrong, the defense alone can be ruinous. It’s the policy that protects what you know, not just what you own.
What it covers
- Alleged mistakes, errors, or omissions in your work
- Failure to deliver a promised professional service
- Defense costs, often the largest part of a claim
Who needs it
Consultants, real estate agents, accountants, tech firms, designers, and design-build contractors.
Florida note
Often contractually required for design-build and professional-services contracts in Florida. Easy and fast to quote through appetites like Coterie and Hiscox — a great first policy and a natural cross-sell.