General Liability is the foundation almost every Florida business needs. If someone who isn’t an employee gets hurt, has their property damaged, or claims your advertising harmed them, GL responds to the claim and the legal defense.
What it covers
- Customer or visitor bodily injury (the classic slip-and-fall)
- Damage you cause to someone else’s property
- Personal & advertising injury (libel, slander, copying ad copy)
- Products & completed-operations claims after a job wraps
Who needs it
Required by most Florida counties before they issue a contractor license, and by nearly every landlord and general contractor before they let you on site.
Florida note
In Florida, $1M per-occurrence / $2M aggregate is the typical contract requirement. We make sure the additional-insured and waiver-of-subrogation wording actually matches what your GC or landlord demands.