D&O covers the people who run an organization when their decisions are challenged — protecting personal assets that a corporate policy never reaches. It’s essential the moment you have a board.
What it covers
- Defense and damages for management/board decisions
- Claims from investors, regulators, or members
- Personal-asset protection for directors and officers
Who needs it
Corporations, nonprofits, and condo/HOA boards.
A must for Florida condo and HOA boards navigating post-Surfside scrutiny, milestone inspections, and SIRS-related decisions.